Lucky for Life FAQs

Get all the information you need about Lucky for Life by looking through the frequently asked questions below. Find out about various different parts of the game, from when draws take place to how the top prize works.

When do draws take place?

Lucky for Life draws occur every night at approximately 10:30pm Eastern Time.

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What time do ticket sales close?

The cut-off time for ticket sales varies by state, but in most cases it is around 9:30pm - an hour before the draw.

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Which states play Lucky for Life?

Lucky for life is played in 23 states and jurisdictions. Thee participating lotteries are: Arkansas, Colorado, Connecticut, District of Columbia, Delaware, Iowa, Idaho, Kansas, Kentucky, Massachusetts, Maine, Michigan, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, Ohio, Oklahoma, Rhode Island, South Dakota, Vermont, Wyoming.

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How do I play Lucky for Life?

To play Lucky for Life, you have to choose five main numbers from 1 to 48, plus a Lucky Ball number from 1 to 18. You can choose your own numbers or get a Quick Pick.

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How do I win prizes in Lucky for Life?

You win prizes by matching the numbers you have selected to the winning numbers drawn. You can win just by matching the Lucky Ball on its own, and prizes increase in value as you match more numbers. You need to match all six numbers to win the top prize of $1,000 a day for life. Go to the Lucky for Life Prizes page for more information.

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What are the odds of winning a Lucky for Life prize?

The overall odds of winning a prize are 1 in 8. The odds of winning the jackpot are 1 in 30,821,472.

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Is there a minimum payment period?

There is a minimum payment period of 20 years for winners of the top two prizes. If a winner dies before 20 years have passed, the rest of the money goes to their estate.

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Is there a cash option if I win the jackpot?

Yes. Winners of the jackpot can choose between $1,000 a day for life, or a lump sum of $5.75 million. Winners of the second prize can choose between $25,000 a year for life, or a lump sum of $390,000.

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If I win, how long do I have to claim a prize?

The claim period varies from 180 days in some states to one year in others. Check with your state lottery to find out when your ticket expires.

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Can I cash in a ticket I bought in another state?

No. You must claim prizes in the same state where you purchased your ticket.

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How old do I have to be to play?

The minimum age to play is 18 in the majority of states. However, you must be at least 19 in Nebraska, and in Iowa you must be 21 or older.

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Are Lucky for Life winnings taxable?

Yes, Lucky for Life prizes are subject to federal and state taxes.

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How much does it cost to play Lucky for Life?

Lucky for Life costs $2 per play.

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