Lucky For Life Prizes
Lucky for Life gives you 10 different ways to win. What’s more, if you win one of the top two prizes, the payouts keep coming for the rest of your life. The jackpot is not just a one-off like most traditional lotteries.
The top prize is $1,000 a day for the rest of your life. You need to match all five main numbers and the Lucky Ball to get the jackpot. If you match all five main numbers but miss out on the Lucky Ball, you still win $25,000 a year for life.
The eight other prizes are fixed one-off amounts, starting from $4 for matching the Lucky Ball on its own.
Odds of Winning
The odds of winning the Lucky for Life jackpot are 1 in 30,821,472, while the overall odds of winning a prize are 1 in 8. The following table shows all the different prize levels, the odds of winning in each one and the corresponding prize amount.
| Match | Odds of Winning | Prize |
|---|---|---|
| 5 plus Lucky Ball | 1 in 30,821,472 | $1,000 a day for life |
| 5 | 1 in 1,813,028 | $25,000 a year for life |
| 4 plus Lucky Ball | 1 in 143,356 | $5,000 |
| 4 | 1 in 8,433 | $200 |
| 3 plus Lucky Ball | 1 in 3,413 | $150 |
| 3 | 1 in 201 | $20 |
| 2 plus Lucky Ball | 1 in 250 | $25 |
| 2 | 1 in 15 | $3 |
| 1 plus Lucky Ball | 1 in 50 | $6 |
| Lucky Ball only | 1 in 32 | $4 |
Prize Options
If you win one of the top two prizes and are happy to take the annuity option, you will keep receiving your prize for as long as you live. There is also a minimum payment period of 20 years, so if a winner dies before this time the rest of the money goes to their estate.
There is also a cash option for winners who would prefer a lump sum to regular payouts. The cash option for the jackpot is $5.75 million, while for the second prize it is $390,000. In both cases this is equal to between 15 and 16 years of payouts.
The jackpot is split between winners if more than one player matches all the numbers. In the unlikely event that 15 or more players won, there would be no annuitized payment option and each winner would receive a share of $7.125 million.
For the second prize, there can be up to 20 winners who each get to choose between $25,000 a year for life or the cash alternative. If there are more than 20 winners, they are all given a share of $9.4 million and there is no option for annuity payments.